Credit Cards

All of our Visa Credit Cards offer convenience, security, and reliability. Whether you choose the Classic, Gold, Platinum, or Signature card, we give you a low rate, no annual fees, no minimum finance charge, and the same rate on purchases, cash advances, and balance transfers. You’ll be hard pressed to find those same benefits in one place at other institutions. Each of our products carries different benefits and features, so there is bound to be one that is right for you. Compare the savings here!

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Visa Classic

The Visa Classic card is the ideal first card because of its simplicity, flexibility, and worldwide recognition. In today’s world where you need a credit card for everything from securing a hotel reservation to buying airline tickets, this card will do all the things you would expect from your credit card. Along with different card designs to choose from and CreataCard where you can create your own card, you get these benefits with the Visa Classic card:

  • 11.90% annual percentage rate
  • Credit lines from $500 to $10,000
  • No annual fees
  • No minimum finance charges
  • Auto Rental Insurance

Visa Gold

If you want to step up to a better card the Visa Gold is a great choice. With higher spending limits and greater purchasing power, the Visa Gold card is the choice for members who want more from their card.

  • 10.90% annual percentage rate
  • Credit lines from $5,000 to $15,000
  • 1% cash rebate
  • No annual fees
  • No minimum finance charges
  • Same rate for purchases and cash advances
  • Auto Rental Insurance

Visa Platinum

You’ve achieved success by demanding more out of life. Why not carry Visa Platinum, the card that meets your demands by providing outstanding service, exceptional purchasing power, and the recognition you deserve?

With an unparalleled credit limit and acceptance at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network, Visa Platinum provides you with the highest level of convenience for all your needs.

Our Premiere VISA Platinum credit card offers members a fixed low rate, rewards program and enhanced features.

  • 8.90% annual percentage rate
  • Credit lines from $5,000 to $25,000
  • No annual fee or minimum finance charges
  • Member Choice Rewards program  
  • Auto Rental Insurance

Visa Signature

Visa Signature is everything you expect and deserve from your premium payment card. Exclusive benefits are combined with a valuable rewards program to make the Visa Signature Card an excellent fit for today’s affluent consumers.

  • 8.70% annual percentage rate
  • No pre-set spending limit
  • Reward Points/1.25% Cash rebate programs
  • No annual fee/balance transfer fee/cash advance fee
  • No minimum finance charge
  • Visa Signature Concierge
  • Visa Signature Access
  • VIP Signature Dining
  • Visa Signature Privileges
  • Auto Rental Insurance

There is a wealth of other benefits too. Comprehensive Visa Signature benefits provide valuable protections when making purchases or traveling. Benefits range from Purchase Security in the event of theft or certain types of damage and Auto Rental Collision Damage Waiver Program, to Travel Accident Insurance, and more

Student Visa

Our Student Visa credit card offers our scholarly members our lowest fixed rate, unique benefits, and acceptance at millions of vendors worldwide.

In addition, our Student Classic Visa is a great way to jump start your credit responsibly. (It’s important to remember to use credit responsibly, as your credit history stays with you wherever you go and is considered by landlords, employers, lenders, and more).

  • 7.99% Annual Percentage Rate (APR)
  • $100 Minimum Credit Limit
  • $10,000 Maximum Credit Limit
  • No Annual Fee
  • No Minimum Finance Charge
  • Auto Rental Insurance
  • Travel Accident Insurance

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Member Choice Rewards

With our Member Choice Rewards Program you earn reward points every time you use your NAPUS FCU Platinum Visa credit card or Signature Points Visa credit card. For every dollar you charge, you automatically earn 1 point toward a valuable reward with the Platinum Card and 1.25 points with your Signature Points Card.

Use your points for amazing escapes, dynamic digital goodies, must-have gadgets and electronics, donations to your favorite charity, or choose from a host of different gift cards. The more Member Choice Reward Points you accumulate, the greater the value of your reward.

To claim your Member Choice Rewards, log onto . If you do not have access to the rewards website, call 844-MBR-CHOICE (844-627-2464) where a friendly Rewards Specialist is standing by to assist you. 

Click here to obtain the Visa Credit Card agreement or here for the Visa Credit Card disclosure.