Calculators
Use one of our 5 specialized calculators to determine anything from how much mortgage or car you can afford to how much you'll need to save now for a comfortable retirement.
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NAPUS FCU Everywhere
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Loan Rates
Credit Card Rates
| Credit Card Type | Amount Limit | APR | Annual Fee |
|---|---|---|---|
| Visa Classic | $10,000 | 11.90% | None |
| Visa Gold | $15,000 | 10.90% | None |
| Visa Platinum | $25,000 | 8.90% | None |
| Visa Signature | No pre-set spending limit | 8.70% | None |
| Student Visa Card | $10,000 | 8.00% | None |
Fees Applicable to All Visa Cards
- Minimum Finance Charge: None
- Transaction Charges: None
- Cash Advance Fee: None
- Late Payment Fee: $30.00
- Visa Automatic Payment Return Fee: $30.00
- Balance Transfer Fee: None
Other Loan Rates
Calculate your monthly payments with our online Consumer Loan Calculator. For further assistance on specific loans or applying for a loan, please call our Lending Department at 1-800-336-0284.
| Loan Type | Amount Limit | Repayment Term | APR |
|---|---|---|---|
| Intro Rate Unsecured LOC | $15,000 | Open-end Line of Credit | 2.75% Reverts to Prime plus 1% after 9 months (floor of 4.25%) |
| Signature Loan | $5,000 | 24 Months | 6.90% |
| Signature Loan | $10,000 | 36 Months | 7.90% |
| Signature Loan | $15,000 | 48 Months | 8.90% |
| Signature Loan | $20,000 | 60 Months | 9.90% |
| Signature Loan | $25,000 | 84 Months | 11.90% |
| Express Money Loan | $15,000 | Open-end Line of Credit | 9.90% |
| Share Secured Loan | Up to 144 months | Securing ShareRate + 3% | |
| Overdraft Line of Credit | $1,000 | Open-end Line of Credit | 15.00% |
| Pay Day Loan | $1,500 | 3 Months | 18.00% |
