Share Rates

Share Rates

For further assistance on our many savings products, please call our Member Services Department at 1-800-336-0284.

Product Type Minimum Start-up Dividend Rates APY
Share/Holiday/Convention Savings1 $5-$99 0.00% 0.00%
Share/Holiday/Convention Savings $100-$4999 0.50% 0.50%
Share/Holiday/Convention Savings $5000-$24999 0.65% 0.65%
Share/Holiday/Convention Savings $25000+ 0.75% 0.78%
IRA Savings $0 1.25% 1.26%
Money Market Account2 $2,500-$9999 1.00% 1.00%
Money Market Account $10,000-$49999 2.50% 2.53%
Money Market Account $50,000+ 3.25% 3.30%
Golden Years Money Market $10,000-$24999 1.25% 1.26%
Golden Years Money Market $25,000-$49999 2.75% 2.78%
Golden Years Money Market $50,000+ 3.50% 3.56%
Checking $0 0.25% 0.25%
Golden Years $0 0.50% 0.50%
Elite Checking $5000 2.00% 2.02%

1 Dividends are earned on a $100.00 balance

2 Money Market Accounts – Annual Percentage Yield changes monthly. Limited to 6 withdrawals per month, of which not more than 3 may be by check.

These rates are accurate as of September 30, 2008. Rates are set by the Board of Directors and may change without notice. Fees or other conditions could reduce the earnings on the account. For current rate and account information call toll-free: 1-800-336-0284.

Share and IRA Certificate Rates

Certificate Type Minimum Start-up Dividend Rates Annual Percentage Yield (APY)
6 Month EZ Share $50 1.25% 1.26%
12 Month EZ Share $50 2.00% 2.02%
9 Month Bump Up Certificate $1000 2.75% 2.78%
14 Month Bump Up Certificate $1000 3.25% 3.30%
22 Month Bump Up Certificate $1000 4.25% 4.33%
3 Month Share/IRA/Roth $500 1.75% 1.76%
6 Month Share/IRA/Roth $500 2.00% 2.02%
9 Month Share/IRA/Roth $500 2.25% 2.27%
12 Month Share/IRA/Roth $500 2.50% 2.53%
18 Month Share/IRA/Roth $500 2.75% 2.78%
24 Month Share/IRA/Roth $500 3.10% 3.14%
3 Year Share/IRA/Roth $500 3.20% 3.25%
5 Year Share/IRA/Roth $500 3.30% 3.35%
These rates are accurate as of September 30, 2008. Rates are set by the Board of Directors and may change without notice. Fees or other conditions could reduce the earnings on the account. For current rate and account information call toll-free: 1-800-336-0284.