Loans
At NAPUS Federal Credit Union, we get a sense of where you are in life, and of the financial services from which you’ll most benefit. The Credit Union offers a variety of loans that strive to meet your financial needs. We consider our members’ needs for financial assistance essentially important. That is why we strive to provide industry leading products and services.
With the NAPUS FCU Visa, you can carry the purchasing power of Visa wherever you go! If you’re looking for a line of credit with easy access, our Express Money Accounts might be perfect for you.
And when it comes to fixed term loans, we’ve got you covered. Use our unsecured Signature Loan for the unexpected. Borrow against the money in your share savings or share certificate accounts with our Share Secured Loans. And of course our Vehicle Loans can be used for cars, trucks, boats, motorcycles, and ATVs.
| Loan Type | Amount Limit | Repayment Term | APR |
|---|---|---|---|
| New! The Sky’s the Limit Convention Loan | $15,000 | 60 Months | 5.99% |
| Intro Rate Unsecured LOC | $15,000 | 9 Months | 2.75% Reverts to Prime plus 1% after 9 months |
| Computer Loan | $6,000 | 48 Months | 8.90% |
| Signature Loan | $15,000 | 84 Months | 9.90% |
| Express Money Loan | $15,000 | Open-end Line of Credit | 9.90% |
| Share Secured Loan | Securing ShareRate + 3% | ||
| Overdraft Line of Credit | $500 | Open-end Line of Credit | 15.00% |
| Pay Day Loan | $1,500 | 3 Months | 18.00% |
