Youth Programs

The Credit Union’s goal is to develop lifelong relationships with our important membership segments comprised of young adults, teenagers, and children. Educating them about how life and money interact will help in future financial decisions, investments, and saving practices.

Dollar Dog Kids Club

The Dollar Dog Kids Club is an easy way to teach children ages 12 and under how to manage and save money. Dollar Dog is based on pure fun, and attempts to represent a heroic symbol kids can easily identify with when visiting the website. When Dollar Dog talks about saving, kids listen.

Give your kids a financial head start!

Cha-Ching!

Get Your Teen On The Right Track.

Today’s teens are spending more money than ever. As a whole, they spend billions, and it’s not just at the mall anymore. They’re on the phone, they’re online, and they’re ready to spend. Today’s parents have fond memories of your first bike, and in 20 years, today’s teens will have fond memories of their first cell phone. But are they financially responsible?

Some Facts:

  • 55% of teens say they work mainly for spending money, not saving.
  • The average credit card balance for college students last year was $2,327.
  • 1 in 5 college students carries between $3,000 and $7,000 of credit card debt.
  • If a student charges $2,000 on a card with 18.5% interest, and pays a minimum monthly payment, it would take over 11 years to pay off the debt.

Source: Sallie Mae Foundation

Those are just a few reasons why teens need to learn about sound money management now, especially the pitfalls of credit cards. Teens want financial services now, and they want some independence, but they need to learn the importance of saving. That’s where we can help.

Give them what they want!

Cha-Ching is the perfect way to educate teens about good spending and saving habits. Plus they’ll get solid money management tools that can you can supervise. Imagine if you had started an IRA or began investing when you were a teenager! If your teen begins saving and managing money correctly, the long-term results will be huge.

The Edge

Give Them An Edge On Life! On a typical day, a young person is faced with 200+ cable television networks, 5,500 consumer magazine titles, 10,500 radio stations, 30 million+ websites, and 122,000 newly published books. Young adults (ages 20-21), spend $61.3 billion annually according to Harris Interactive.

They’re on the edge. The edge of adulthood. The edge of life.

They have goals. They’re starting to manage their finances on their own. They want cars. They want credit cards. They want financial services. And once they turn 18, they’ll get bombarded with offers online, on TV, and at school.

With the Edge they get the financial tools they need. Soon they’ll be on the way to managing their money, and their life.

Here’s What They Can Get:

  • Savings And Checking Accounts
  • VISA Debit Card
  • Online Banking
  • Telephone Teller
  • Vehicle Loans
  • Investment Accounts

Sign Up The Young Adult You Care About!

Get them started on the road to managing their finances. Call 1-800-336-0284 for more information.

CU Learning Center

The CU Learning Center presents helpful information on a variety of topics including home buying, car buying, using your home’s equity, consumer fraud, IRAs, and much more!

Our Learning Center updates monthly with an in-depth look at a new topic to present a detailed analysis about important current issues into today’s complex financial world.

You can contribute!

That’s right! One thing that makes our Learning Center unique is that our members can contribute. Maybe you have a money saving tip, some car buying advice, or you’ve found a helpful website, or some other resource. Each month we’ll take the best suggestions from our members, and from credit union members around the country, and post them on the CU Learning Center.

We are sure you will enjoy this FREE educational resource from NAPUS Federal Credit Union.