Golden Years Accounts
Our Golden Years Money Market Account offers a number of advantages for retired members who are 55 years of age or older or of any age if disabled.
Advantages of our Golden Years MMA:
- Competitive Dividends: Earn a higher dividend rate based on your balance.
- No Monthly Service Fee: No monthly service fee on your Money Market Account(s).
- Federally Insured: Federal deposit insurance up to $100,000 per account ownership.
- Easy Access: Account information access via phone or computer.
- Short-Term Holding: Investors use money market funds to hold cash between investments. The yield on a money market fund is higher than most savings accounts and is more liquid than share certificates.
- Diversification: Because money market investments are considered less volatile than individual stocks or stock funds, investors interested in moderating fluctuation in a stock-heavy portfolio may want to invest in a money market account to help reduce volatility.
If you want to earn the highest dividends possible, without tying up your money for a long period of time, the Golden Years Money Market could be the perfect account for you.
You’re allowed six withdrawals per month, three of which may be made by check. An initial deposit of $10,000 is required to open the account.
Access your accounts through any of our electronic services:
- Internet Teller – FREE online web account access, with transaction histories, transfers and many other features.
- Always Ready Teller (ART) – 24 hour telephone teller, easy self-guided instructions. Call 1-800-851-3416 for immediate access.
