Checking Accounts
Free Checking
Our free checking offers no monthly fees, no per check fees, or minimum balance requirements. Use our Visa Debit Card at any participating Visa merchant accepted and your transactions will deduct from your checking account.
Golden Years Checking
This free checking account is available to our retired members age 55 and over. Similar to our free checking, this account offers higher dividends than regular checking.
Access your accounts through:
- Internet Teller – FREE online web account access, with transaction histories, transfers and many other features.
- Always Ready Teller (ART) – 24 hour telephone teller, easy self-guided instructions. Call 1-800-851-3416 for immediate access. Download the ART Menu Instructions (PDF).
Check 21
NAPUS FCU is joining the move to a paperless check system.Check 21, or the Check Clearing for the 21st Century Act, took effect in 2004. Under this law, banks are allowed to replace paper checks with digital copies of the originals. Check 21 was intended to eliminate the time-consuming process of having to transport deposited checks across the country to an originating bank for clearance.
What does this mean to you? NAPUS FCU will create digital copies of the front and back of your checks and electronically transmit those copies through the Federal Reserve. This means that checks can clear in hours instead of days. NAPUS FCU will begin using Check 21 May 19th. If you have any questions regarding Check 21, please contact us at 1-800-336-0284.
