Business Loan Rates

Business Loan Rates

For further assistance on our many Loan products, please call our Financial Services Department at 1-800-336-0284.

Subaccount description Approximate term in months Annual Percentage Rate
Certificate Secured1 144 See 2 below
Share Secured 144 See 2 below
New/Used Auto/Boat/Motorcycle Loan Up to 72 months As low as 5.90%
Equipment Loan Up to 72 Months As low as 5.90%
Hybrid Auto Loan – Fixed Rate Up to 72 Months As low as 4.90%
New abd Used RV Loans – 95% Financing3 Up to 240 months As low as 4.50%
Signature Loan Up to 84 months As low as 8.25%
Seasonal Promotional Loan Up to 60 Months As low as 7.90%
Variable Rate Line of Credit As low as 5.25%
Business Home Equity Line of Credit Up to 240 months As low as 4.50%
Business Visa Platinum As low as 8.90%
Business Visa Signature As low as 8.70%
Commercial Mortgage Up to 360 months As low as 5.75%
Overdraft Protection 15.00%

(1)Certificates offered as security must be renewed until the advance is completely paid. When the certificate is renewed, the APR will change to reflect the new dividend rate. The APR will never exceed the rate permitted under the Federal Credit Union Act. Any increase in APR will result in more payments of the same amount.

(2)Annual Percentage Rate on Share Secured and Certificate Secured loans is 3% above the current share or certificate rate.

(3)Down Payments as low as 5% – rates based on the Wall Street Journal Prime Rate plus or minus basis points.