Identity theft has become America’s fastest-growing financial crime. Every 3.5 seconds, someone else becomes victim to identity theft.* Protecting yourself from becoming a victim has never been more important, which is why NAPUS FCU now offers members a solution to help do just that. Click "Fraud Protection Plus":http://www.mymembersmarketplace.com/napusfcufpp/retail to get more information and to enroll today. *Fraud Protection Plus* provides six levels of increased security: h5. $10,000 Identity Theft Insurance with Fraud Assistance¹ Members will receive up to $10,000 in financial compensation for qualified expenses along with Fraud Assistance, a comprehensive service designed to help with the hassle of clearing their good name. (Identity Theft Insurance is not available to residents of the state of New York.) h5. Triple-Bureau Credit Reports2 Get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies – Experian, Equifax and TransUnion. h5. Credit Alert®3 With 24-hour, daily credit monitoring, members are alerted automatically of certain negative changes to their credit. While it can’t prevent identity theft, Credit Alert® can greatly reduce its impact by allowing the member to minimize the damage. If there are no changes to members’ credit, they’ll even receive a quarterly notification letting them know that nothing has changed. h5. Card PatrolSM5 Identity thieves care about two things – stealing personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for members’ personal information. In the event that identity theft occurs, members will be assigned a personal caseworker to take them through the resolution process. h5. Payment Card Protection Members are covered for verified, unauthorized charges to their registered credit or debit cards. With this service, member’s cards are cancelled within 24 hours of notice. Call toll-free, 24 hours a day, 365 days a year. h5. MyIDMattersSM Stay up to date on identity theft-related issues with access to myidmatters.net. This educational website is designed to keep you informed of topics associated with personal identity and security fraud. Consider this your one stop for fraud and identity protection news and education. NAPUS FCU urges members to take steps now to significantly reduce their chances of becoming a fraud crime statistic with *Enhanced Fraud Protection Plus*. For more information or to enroll Click "Fraud Protection Plus":http://www.mymembersmarketplace.com/napusfcufpp/retail. *Javelin Strategy and Research, February 2007 <FONT SIZE="-2">1 Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. 2 Neither Affinion Benefits Group, its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the credit reports or credit scores which you receive, including any liability for damages, direct or indirect, consequential or incidental. The service is not a credit counseling or repair service and does not promise to help you obtain a loan or improve your credit record, history, or rating. In addition to other rights, you are entitled by law to request and receive a free report every twelve months from each of the national credit reporting agencies (Experian, TransUnion, and Equifax). Information regarding these and other FCRA rights is available at www.ftc.gov. 3 Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. 5 Card PatrolSM monitors major credit and debit cards that are affiliated with one of the major credit card issuers (VISA®, MasterCard®, American Express®, Discover® and Diners Club®). Card PatrolSM monitors your registered card numbers and can alert you if other personal information is found on the Internet. It is impossible to ensure all sources of information have been searched; therefore, your reports may not contain or apprise you of all of your personal information that may have been compromised. <p>Identity theft has become America’s fastest-growing financial crime. Every 3.5 seconds, someone else becomes victim to identity theft.* Protecting yourself from becoming a victim has never been more important, which is why NAPUS FCU now offers members a solution to help do just that.</p> <p>Click <a href="http://www.mymembersmarketplace.com/napusfcufpp/retail">Fraud Protection Plus</a> to get more information and to enroll today. <strong>Fraud Protection Plus</strong> provides six levels of increased security:</p> <h5>$10,000 Identity Theft Insurance with Fraud Assistance¹</h5> <p>Members will receive up to $10,000 in financial compensation for qualified expenses along with Fraud Assistance, a comprehensive service designed to help with the hassle of clearing their good name. (Identity Theft Insurance is not available to residents of the state of New York.)</p> <h5>Triple-Bureau Credit Reports2</h5> <p>Get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies – Experian, Equifax and TransUnion.</p> <h5>Credit Alert®3</h5> <p>With 24-hour, daily credit monitoring, members are alerted automatically of certain negative changes to their credit. While it can’t prevent identity theft, Credit Alert® can greatly reduce its impact by allowing the member to minimize the damage. If there are no changes to members’ credit, they’ll even receive a quarterly notification letting them know that nothing has changed.</p> <h5>Card PatrolSM5</h5> <p>Identity thieves care about two things – stealing personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for members’ personal information. In the event that identity theft occurs, members will be assigned a personal caseworker to take them through the resolution process.</p> <h5>Payment Card Protection</h5> <p>Members are covered for verified, unauthorized charges to their registered credit or debit cards. With this service, member’s cards are cancelled within 24 hours of notice. Call toll-free, 24 hours a day, 365 days a year.</p> <h5>MyIDMattersSM</h5> <p>Stay up to date on identity theft-related issues with access to myidmatters.net. This educational website is designed to keep you informed of topics associated with personal identity and security fraud. Consider this your one stop for fraud and identity protection news and education.</p> <p>NAPUS FCU urges members to take steps now to significantly reduce their chances of becoming a fraud crime statistic with <strong>Enhanced Fraud Protection Plus</strong>. For more information or to enroll Click <a href="http://www.mymembersmarketplace.com/napusfcufpp/retail">Fraud Protection Plus</a>.</p> <p>*Javelin Strategy and Research, February 2007</p> <FONT SIZE="-2">1 Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. <p>2 Neither Affinion Benefits Group, its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the credit reports or credit scores which you receive, including any liability for damages, direct or indirect, consequential or incidental. The service is not a credit counseling or repair service and does not promise to help you obtain a loan or improve your credit record, history, or rating.</p> <p>In addition to other rights, you are entitled by law to request and receive a free report every twelve months from each of the national credit reporting agencies (Experian, TransUnion, and Equifax). Information regarding these and other FCRA rights is available at www.ftc.gov.</p> <p>3 Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.</p> <p>5 Card PatrolSM monitors major credit and debit cards that are affiliated with one of the major credit card issuers (VISA®, MasterCard®, American Express®, Discover® and Diners Club®). Card PatrolSM monitors your registered card numbers and can alert you if other personal information is found on the Internet. It is impossible to ensure all sources of information have been searched; therefore, your reports may not contain or apprise you of all of your personal information that may have been compromised.</p> 0 2009-06-09T09:25:13-05:00 109 false 2009-06-09T09:15:00-05:00 2009-06-10T13:45:46-05:00