Every Road Leads to a Loan SALE!

h3. Consumer Loan SALE! No matter which road you choose to get to NAPUS Federal Credit Union, they all lead to a wealth of savings on any of our consumer loans! Our 40th Anniversary celebrations are kicking into high gear as our special anniversary month gets underway. NAPUS FCU gained its charter on April 8th 1970, and we plan to celebrate during the entire month of April with special rate reductions on all consumer loans. * Loan promotion available from April 1st to April 30th * *0.40% OFF any consumer loan approved during April, 2010 if applied for over the phone* * *{color:red}SPECIAL - Apply online and get 0.44% off your loan if approved during April, 2010* * Consumer loan promotion is also available for small business owners Whether you choose a busy highway or the road less traveled, all the roads to NAPUS FCU lead to big savings. *Contact a Financial Service Representative at 1-800-336-0284 anytime, or apply online and let NAPUS FCU lead you down the road to a great loan rate!* h3. Mortgage Loan SALE! Have you chosen the path that leads to home ownership? Then let NAPUS Federal Credit Union lead you down a path that leads to great savings on your home loan! * Mortgage Loan promotion available from April 1st to April 30th, 2010 * *0.40% OFF any mortgage loan that meets the criteria below* * Mortgage Loan promotion is also available for Business Real Estate Loans * Last chance to take advantage of the Tax Credits To qualify for the 0.40% off, all you need to do is have a NAPUS Federal Credit Union checking account with direct deposit and have your mortgage payments automatically transferred from that account. If you do not have a NAPUS FCU checking account, an account switch kit is available from any of our knowledgeable Mortgage Representatives by calling 1-800-336-0284 or by printing the kit "here":http://www.napusfcu.org/filestore/article/125/switch_kit3.pdf. In addition, our initiation fee is now at a low 0.50% and for a limited time we are offering $400 towards closing costs! Take the path that leads to NAPUS FCU and some huge rate savings. Contact us today! <h3>Consumer Loan SALE!</h3> No matter which road you choose to get to NAPUS Federal Credit Union, they all lead to a wealth of savings on any of our consumer loans! Our 40th Anniversary celebrations are kicking into high gear as our special anniversary month gets underway. NAPUS FCU gained its charter on April 8th 1970, and we plan to celebrate during the entire month of April with special rate reductions on all consumer loans. <ul> <li>Loan promotion available from April 1st to April 30th </li> <li>0.40% OFF any consumer loan approved during April, 2010 if applied for over the phone</li> <li>SPECIAL – Apply online and get 0.44% off your loan if approved during April, 2010</li> <li>Consumer loan promotion is also available for small business owners</li> </ul> Whether you choose a busy highway or the road less traveled, all the roads to NAPUS FCU lead to big savings. Contact a Financial Service Representative at 1-800-336-0284 anytime, or apply online and let NAPUS FCU lead you down the road to a great loan rate! <h3>Mortgage Loan SALE!</h3> Have you chosen the path that leads to home ownership? Then let NAPUS Federal Credit Union lead you down a path that leads to great savings on your home loan! <ul> <li>Mortgage Loan promotion available from April 1st to April 30th, 2010</li> <li>0.40% OFF any mortgage loan that meets the criteria below</li> <li>Mortgage Loan promotion is also available for Business Real Estate Loans</li> <li>Last chance to take advantage of the Tax Credits</li> </ul> To qualify for the 0.40% off, all you need to do is have a NAPUS Federal Credit Union checking account with direct deposit and have your mortgage payments automatically transferred from that account. If you do not have a NAPUS FCU checking account, an account switch kit is available from any of our knowledgeable Mortgage Representatives by calling 1-800-336-0284 or by printing the kit <a href="http://www.napusfcu.org/filestore/article/125/switch_kit3.pdf">here</a>. In addition, our initiation fee is now at a low 0.50% and for a limited time we are offering $400 towards closing costs! Take the path that leads to NAPUS FCU and some huge rate savings. Contact us today!

2010-03-05T09:54:42-06:00

Consumer and Mortgage Loan Sales! Read here for the special consumer loan special.

Consumer and Mortgage Loan Sales! Read here for the special consumer loan special.

125

false

2010-03-05T10:10:00-06:00

Every Road Leads to a Loan SALE!

2010-03-05T10:10:44-06:00

h3. Your dreams made possible with our LOW mortgage rates! A sunny porch where neighbors stop to chat. A cozy kitchen where your family gathers each night. A relaxing master suite that makes the rest of the world disappear. Your home is a special place. So when it’s time for a home loan, be sure you turn to the one place that cares about your home as much as you do. NAPUS FCU offers:* * Money-saving LOW rates * A variety of terms and programs to fit your needs * No hidden fees * Automatic payment options available * Monthly, semi-monthly, and bi-weekly payment options * And much more* Best of all, NAPUS FCU has professional mortgage loan officers on hand to offer friendly advice, efficient service, and all the information you need. *Give us a call today at 1-800-336-0284, or use our online application form.* <h3>Your dreams made possible with our LOW mortgage rates!</h3> A sunny porch where neighbors stop to chat. A cozy kitchen where your family gathers each night. A relaxing master suite that makes the rest of the world disappear. Your home is a special place. So when it’s time for a home loan, be sure you turn to the one place that cares about your home as much as you do. NAPUS FCU offers: <ul> <li>Money-saving LOW rates</li> <li>A variety of terms and programs to fit your needs</li> <li>No hidden fees</li> <li>Automatic payment options available</li> <li>Monthly, semi-monthly, and bi-weekly payment options</li> <li>And much more</li> </ul> Best of all, NAPUS FCU has professional mortgage loan officers on hand to offer friendly advice, efficient service, and all the information you need. Give us a call today at 1-800-336-0284, or use our online application form.

2010-02-16T12:20:14-06:00

Your dreams made possible!

Your dreams made possible!

124

false

2010-02-16T12:15:00-06:00

Home Sweet Home Loans!

2010-02-16T12:20:14-06:00

In September, 2010, three positions on the Board of Directors and one position on the Credit Committee will expire. Each position has a three-year term. To obtain information on qualifications and an application for nomination, please send a request to Nominating Committee, NAPUS Federal Credit Union, PO Box 148, Alexandria, Virginia 22313-0148. The application must be completed and returned by March 15, 2010. The Nominating Committee will meet during the NAPUS Leadership Conference in March to nominate candidates for the election. You may also call the Credit Union toll free 1-800-336-0284 for an application. In September, 2010, three positions on the Board of Directors and one position on the Credit Committee will expire. Each position has a three-year term. To obtain information on qualifications and an application for nomination, please send a request to Nominating Committee, NAPUS Federal Credit Union, PO Box 148, Alexandria, Virginia 22313-0148. The application must be completed and returned by March 15, 2010. The Nominating Committee will meet during the NAPUS Leadership Conference in March to nominate candidates for the election. You may also call the Credit Union toll free 1-800-336-0284 for an application.

2010-01-13T11:07:47-06:00

119

false

2010-01-13T11:06:00-06:00

Important Election Information to Members

2010-01-13T11:07:47-06:00

Do you have too much debt for your liking? Take control now! NAPUS FCU has brought you DebtInFocus to help you reach your goal of financial freedom! This free and anonymous service will help bring your debt into focus, and show you how you can make adjustments to your financial picture. After answering a few questions about your income and current debts, a simple analysis will provide a wealth of information to help you get control of your debt so that you can enjoy a stress-free New Year! Just click "HERE":http://www.debtinfocus.com/?refer=NAPUS and take control today! Do you have too much debt for your liking? Take control now! NAPUS FCU has brought you DebtInFocus to help you reach your goal of financial freedom! This free and anonymous service will help bring your debt into focus, and show you how you can make adjustments to your financial picture. After answering a few questions about your income and current debts, a simple analysis will provide a wealth of information to help you get control of your debt so that you can enjoy a stress-free New Year! Just click <a href="http://www.debtinfocus.com/?refer=NAPUS">HERE</a> and take control today!

2009-12-29T15:30:24-06:00

Click here to find out how!

Click here to find out how!

118

false

2009-12-29T15:29:00-06:00

Get Control of your debt in the New Year!

2009-12-30T08:22:04-06:00

!http://www.napusfcu.org/filestore/article/116/Napus40thAnnivLogo.JPG! h1. Help us celebrate! NAPUS Federal Credit Union is celebrating our 40th Anniversary in 2010, and we want you to help us celebrate! That is why we will be offering special deals and sales on our products and services throughout 2010. *Be sure to keep a close eye on your statements, and check back here often for all the special anniversary celebration deals!* **+40th Anniversary Kickoff!+** h1. Achieve balance in your life in the New Year! To kick off our 40th anniversary NAPUS FCU started off the year with a special Balance Transfer Promotion on our LOW Rate Visa® Credit Cards! Are you carrying high-rate balances on other credit cards? Are you afraid the rate might go even higher or the terms of the card might change as some credit card companies scramble to make money? NAPUS FCU has the perfect, no worries card for you, and a balance transfer offer unlike any other around!* * No balance transfer fees! * Low fixed rates! * Earn your rewards! * Started January 1st, 2010 for a limited time!* Be sure to check out our amazing low credit card rates and the available rebate programs. Choose the card that is right for you, or simply reacquaint yourself with all your Visa Credit Card has to offer. Then start transferring those balances! *We will process your balance transfers as purchases rather than cash advances. That means you will earn your rebate or points on the transfer amount, you will have a grace period before interest charges begin to accrue, and you will enjoy the same rate on the balance transfers and any purchases.* h1. Home Equity Lines of Credit Made Easy **+Pass “Go” to collect your $40 gift card!+** You’re ready to make some home improvements or even consolidate debts – if only you had some money. Well, your home can get you in the game! *NAPUS FCU will help you become a tycoon with our awesome, everyday rates as low as SALE prices and a new amortization repayment schedule that will keep your loan payments affordable! Our Home Equity Line of Credit rates are prime MINUS 0.50%! We’ve also removed the floor rate, so your rate could go even lower.* Whether you live on Baltic Avenue or Park Place, NAPUS Federal Credit Union’s Home Equity Line of Credit is the answer. Call us at 1-800-336-0284, or click "here":https://hb.napusfcu.org/cgi-bin/mcw000.cgi?MCWSTART to apply! <img src="http://www.napusfcu.org/filestore/article/116/Napus40thAnnivLogo.JPG" alt="" /> <h1>Help us celebrate!</h1> NAPUS Federal Credit Union is celebrating our 40th Anniversary in 2010, and we want you to help us celebrate! That is why we will be offering special deals and sales on our products and services throughout 2010. Be sure to keep a close eye on your statements, and check back here often for all the special anniversary celebration deals! <ins>40th Anniversary Kickoff!</ins> <h1>Achieve balance in your life in the New Year!</h1> To kick off our 40th anniversary NAPUS FCU started off the year with a special Balance Transfer Promotion on our LOW Rate Visa® Credit Cards! Are you carrying high-rate balances on other credit cards? Are you afraid the rate might go even higher or the terms of the card might change as some credit card companies scramble to make money? NAPUS FCU has the perfect, no worries card for you, and a balance transfer offer unlike any other around! <ul> <li>No balance transfer fees!</li> <li>Low fixed rates!</li> <li>Earn your rewards!</li> <li>Started January 1st, 2010 for a limited time!</li> </ul> Be sure to check out our amazing low credit card rates and the available rebate programs. Choose the card that is right for you, or simply reacquaint yourself with all your Visa Credit Card has to offer. Then start transferring those balances! We will process your balance transfers as purchases rather than cash advances. That means you will earn your rebate or points on the transfer amount, you will have a grace period before interest charges begin to accrue, and you will enjoy the same rate on the balance transfers and any purchases. <h1>Home Equity Lines of Credit Made Easy</h1> <ins>Pass “Go” to collect your $40 gift card!</ins> You’re ready to make some home improvements or even consolidate debts – if only you had some money. Well, your home can get you in the game! NAPUS FCU will help you become a tycoon with our awesome, everyday rates as low as SALE prices and a new amortization repayment schedule that will keep your loan payments affordable! Our Home Equity Line of Credit rates are prime MINUS 0.50%! We’ve also removed the floor rate, so your rate could go even lower. Whether you live on Baltic Avenue or Park Place, NAPUS Federal Credit Union’s Home Equity Line of Credit is the answer. Call us at 1-800-336-0284, or click <a href="https://hb.napusfcu.org/cgi-bin/mcw000.cgi?MCWSTART">here</a> to apply!

2009-12-17T09:48:28-06:00

Be a part of the celebrations! Click here to find out how.

Be a part of the celebrations! Click here to find out how.

116

false

2009-12-17T09:44:00-06:00

It's our 40th Anniversary!

2010-01-06T15:32:41-06:00

As a NAPUS Federal Credit Union member, you can file your simple return FREE with TurboTax Federal Free Edition or save $30.00 on Jackson Hewitt tax preparation. Choose a tax filing option and get started now! !http://www.napusfcu.org/filestore/article/115/160x72turbotax.bmp! *1. TurboTax makes it easy to get more money in your pocket at tax time:* * Special guidance for first time users. TurboTax walks you step-by-step through your entire tax return with guidance designed specially for people new to tax software. * All the help you need. If you have questions TurboTax makes it easy to get all the answers. * Maximum refund guaranteed or your money back. TurboTax is the most trusted brand of tax software in America and can help you make this your easiest tax year yet. !http://www.napusfcu.org/filestore/article/115/jackson_hewitt_body_photo_140x62.jpg! *2. Relax and Let a Local Jackson Hewitt Tax Professional Handle Your Taxes:* Preparing your own taxes can be a complicated and confusing process. At Jackson Hewitt Tax Service, you’ll work with trained tax preparers who understand your income tax situation. The preparers will address your concerns and answer all of your tax questions with professional, friendly service. Visit the Credit Union website to print your $30.00 discount coupon or simply mention Coupon Code HLD3M when your tax preparation is complete. Whether you prefer to self-prepare online or work with a tax professional, we have a solution for you. Click "HERE":http://affiliates.cutspm.com/?cuid=napusf&pkg=3&ptype=ttjh to get started! As a NAPUS Federal Credit Union member, you can file your simple return FREE with TurboTax Federal Free Edition or save $30.00 on Jackson Hewitt tax preparation. Choose a tax filing option and get started now! <img src="http://www.napusfcu.org/filestore/article/115/160x72turbotax.bmp" alt="" /> 1. TurboTax makes it easy to get more money in your pocket at tax time: <ul> <li>Special guidance for first time users. TurboTax walks you step-by-step through your entire tax return with guidance designed specially for people new to tax software.</li> <li>All the help you need. If you have questions TurboTax makes it easy to get all the answers.</li> <li>Maximum refund guaranteed or your money back. TurboTax is the most trusted brand of tax software in America and can help you make this your easiest tax year yet.</li> </ul> <img src="http://www.napusfcu.org/filestore/article/115/jackson_hewitt_body_photo_140x62.jpg" alt="" /> 2. Relax and Let a Local Jackson Hewitt Tax Professional Handle Your Taxes: Preparing your own taxes can be a complicated and confusing process. At Jackson Hewitt Tax Service, you’ll work with trained tax preparers who understand your income tax situation. The preparers will address your concerns and answer all of your tax questions with professional, friendly service. Visit the Credit Union website to print your $30.00 discount coupon or simply mention Coupon Code HLD3M when your tax preparation is complete. Whether you prefer to self-prepare online or work with a tax professional, we have a solution for you. Click <a href="http://affiliates.cutspm.com/?cuid=napusf&pkg=3&ptype=ttjh">HERE</a> to get started!

2009-12-15T14:43:39-06:00

115

false

2009-12-15T14:36:00-06:00

Prepare, Print, and E-file FREE with TurboTax or Save on Jackson Hewitt Tax Preparation

2009-12-17T09:43:53-06:00

Scams are present throughout the year, but during the holidays they are more prevalent than ever. By following a few guidelines, you can prevent yourself from being the next victim. *Emails:* NAPUS FCU, Visa, and Visa Fraud will not contact you through email to verify your personal information. If you receive an email that looks like it is from NAPUS FCU or our affiliates that asks for verification, do not reply to it or provide your account or personal information. Call us immediately if you have any doubts. *Phone:* Sometimes NAPUS FCU and Visa fraud will contact you by phone to verify that certain charges or other items on your account are legitimate. If for any reason you do not feel comfortable answering the questions you are being asked, please let the caller know that you would like to verify the phone call with your Credit Union and end the call. *Then contact us at 1-800-336-0284 for verification.* Protecting your personal information should be your top priority. Do not allow the person on the other end of the phone or an email to bully you into giving out information. Do not be afraid to ask questions. If the request for information is legitimate the caller will have no problem answering your questions. One sure sign someone is trying to scam you is they get defensive very quickly, and when you press them by asking questions, they deflect from answering them. *If you have any questions or have given out personal information and are having second thoughts about it please contact the Credit Union immediately at 1-800-336-0284.* Scams are present throughout the year, but during the holidays they are more prevalent than ever. By following a few guidelines, you can prevent yourself from being the next victim. Emails: NAPUS FCU, Visa, and Visa Fraud will not contact you through email to verify your personal information. If you receive an email that looks like it is from NAPUS FCU or our affiliates that asks for verification, do not reply to it or provide your account or personal information. Call us immediately if you have any doubts. Phone: Sometimes NAPUS FCU and Visa fraud will contact you by phone to verify that certain charges or other items on your account are legitimate. If for any reason you do not feel comfortable answering the questions you are being asked, please let the caller know that you would like to verify the phone call with your Credit Union and end the call. Then contact us at 1-800-336-0284 for verification. Protecting your personal information should be your top priority. Do not allow the person on the other end of the phone or an email to bully you into giving out information. Do not be afraid to ask questions. If the request for information is legitimate the caller will have no problem answering your questions. One sure sign someone is trying to scam you is they get defensive very quickly, and when you press them by asking questions, they deflect from answering them. If you have any questions or have given out personal information and are having second thoughts about it please contact the Credit Union immediately at 1-800-336-0284.

2009-12-15T09:11:08-06:00

Read here for important information on protecting yourself from scams!

Read here for important information on protecting yourself from scams!

114

false

2009-12-15T09:09:00-06:00

Protect yourself from Holiday Scams!

2009-12-15T09:11:08-06:00

At NAPUS FCU, we believe in and support small businesses. That is why we help business owners open as many doors as possible by offering business shares and loans, insurance, and commercial real estate possibilities. We are now pleased to include advertising in our list! Advertising on our website is an inexpensive way to reach our more than 34,000 members as well as their family and friends. For more information, contact a Financial Service Representative at 1-800-336-0284 or print and fill out the form "here":/filestore/section/66/advertise_with_us_insert.pdf and mail it back to us at 12 Herbert Street Alexandria, VA 22305. At NAPUS FCU, we believe in and support small businesses. That is why we help business owners open as many doors as possible by offering business shares and loans, insurance, and commercial real estate possibilities. We are now pleased to include advertising in our list! Advertising on our website is an inexpensive way to reach our more than 34,000 members as well as their family and friends. For more information, contact a Financial Service Representative at 1-800-336-0284 or print and fill out the form <a href="/filestore/section/66/advertise_with_us_insert.pdf">here</a> and mail it back to us at 12 Herbert Street Alexandria, VA 22305.

2009-10-07T09:29:21-05:00

Attention all Businesses!

Attention all Businesses!

113

false

2009-10-07T09:26:00-05:00

Advertise with us!

2009-10-07T09:48:09-05:00

On-line mortgage balances and payments are now available through Home Banking! Simply click on the "Mortgage Inquiry/Payment" link for current information. As a reminder, please mail all payments to the Credit Union at P.O. Box 148, Alexandria, VA 22315-0148. On-line mortgage balances and payments are now available through Home Banking! Simply click on the “Mortgage Inquiry/Payment” link for current information. As a reminder, please mail all payments to the Credit Union at P.O. Box 148, Alexandria, VA 22315-0148.

2009-07-31T13:55:12-05:00

On-line mortgage information & payments now available.

On-line mortgage information & payments now available.

110

false

2009-07-31T13:52:00-05:00

On-Line Mortgage Information

2009-08-04T10:49:05-05:00

Identity theft has become America’s fastest-growing financial crime. Every 3.5 seconds, someone else becomes victim to identity theft.* Protecting yourself from becoming a victim has never been more important, which is why NAPUS FCU now offers members a solution to help do just that. Click "Fraud Protection Plus":http://www.mymembersmarketplace.com/napusfcufpp/retail to get more information and to enroll today. *Fraud Protection Plus* provides six levels of increased security: h5. $10,000 Identity Theft Insurance with Fraud Assistance¹ Members will receive up to $10,000 in financial compensation for qualified expenses along with Fraud Assistance, a comprehensive service designed to help with the hassle of clearing their good name. (Identity Theft Insurance is not available to residents of the state of New York.) h5. Triple-Bureau Credit Reports2 Get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies – Experian, Equifax and TransUnion. h5. Credit Alert®3 With 24-hour, daily credit monitoring, members are alerted automatically of certain negative changes to their credit. While it can’t prevent identity theft, Credit Alert® can greatly reduce its impact by allowing the member to minimize the damage. If there are no changes to members’ credit, they’ll even receive a quarterly notification letting them know that nothing has changed. h5. Card PatrolSM5 Identity thieves care about two things – stealing personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for members’ personal information. In the event that identity theft occurs, members will be assigned a personal caseworker to take them through the resolution process. h5. Payment Card Protection Members are covered for verified, unauthorized charges to their registered credit or debit cards. With this service, member’s cards are cancelled within 24 hours of notice. Call toll-free, 24 hours a day, 365 days a year. h5. MyIDMattersSM Stay up to date on identity theft-related issues with access to myidmatters.net. This educational website is designed to keep you informed of topics associated with personal identity and security fraud. Consider this your one stop for fraud and identity protection news and education. NAPUS FCU urges members to take steps now to significantly reduce their chances of becoming a fraud crime statistic with *Enhanced Fraud Protection Plus*. For more information or to enroll Click "Fraud Protection Plus":http://www.mymembersmarketplace.com/napusfcufpp/retail. *Javelin Strategy and Research, February 2007 1 Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. 2 Neither Affinion Benefits Group, its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the credit reports or credit scores which you receive, including any liability for damages, direct or indirect, consequential or incidental. The service is not a credit counseling or repair service and does not promise to help you obtain a loan or improve your credit record, history, or rating. In addition to other rights, you are entitled by law to request and receive a free report every twelve months from each of the national credit reporting agencies (Experian, TransUnion, and Equifax). Information regarding these and other FCRA rights is available at www.ftc.gov. 3 Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. 5 Card PatrolSM monitors major credit and debit cards that are affiliated with one of the major credit card issuers (VISA®, MasterCard®, American Express®, Discover® and Diners Club®). Card PatrolSM monitors your registered card numbers and can alert you if other personal information is found on the Internet. It is impossible to ensure all sources of information have been searched; therefore, your reports may not contain or apprise you of all of your personal information that may have been compromised. Identity theft has become America’s fastest-growing financial crime. Every 3.5 seconds, someone else becomes victim to identity theft.* Protecting yourself from becoming a victim has never been more important, which is why NAPUS FCU now offers members a solution to help do just that. Click <a href="http://www.mymembersmarketplace.com/napusfcufpp/retail">Fraud Protection Plus</a> to get more information and to enroll today. Fraud Protection Plus provides six levels of increased security: <h5>$10,000 Identity Theft Insurance with Fraud Assistance¹</h5> Members will receive up to $10,000 in financial compensation for qualified expenses along with Fraud Assistance, a comprehensive service designed to help with the hassle of clearing their good name. (Identity Theft Insurance is not available to residents of the state of New York.) <h5>Triple-Bureau Credit Reports2</h5> Get a full picture of your credit strength with credit reporting and scoring from all three major credit reporting agencies – Experian, Equifax and TransUnion. <h5>Credit Alert®3</h5> With 24-hour, daily credit monitoring, members are alerted automatically of certain negative changes to their credit. While it can’t prevent identity theft, Credit Alert® can greatly reduce its impact by allowing the member to minimize the damage. If there are no changes to members’ credit, they’ll even receive a quarterly notification letting them know that nothing has changed. <h5>Card PatrolSM5</h5> Identity thieves care about two things – stealing personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for members’ personal information. In the event that identity theft occurs, members will be assigned a personal caseworker to take them through the resolution process. <h5>Payment Card Protection</h5> Members are covered for verified, unauthorized charges to their registered credit or debit cards. With this service, member’s cards are cancelled within 24 hours of notice. Call toll-free, 24 hours a day, 365 days a year. <h5>MyIDMattersSM</h5> Stay up to date on identity theft-related issues with access to myidmatters.net. This educational website is designed to keep you informed of topics associated with personal identity and security fraud. Consider this your one stop for fraud and identity protection news and education. NAPUS FCU urges members to take steps now to significantly reduce their chances of becoming a fraud crime statistic with Enhanced Fraud Protection Plus. For more information or to enroll Click <a href="http://www.mymembersmarketplace.com/napusfcufpp/retail">Fraud Protection Plus</a>. *Javelin Strategy and Research, February 2007 1 Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. 2 Neither Affinion Benefits Group, its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the credit reports or credit scores which you receive, including any liability for damages, direct or indirect, consequential or incidental. The service is not a credit counseling or repair service and does not promise to help you obtain a loan or improve your credit record, history, or rating. In addition to other rights, you are entitled by law to request and receive a free report every twelve months from each of the national credit reporting agencies (Experian, TransUnion, and Equifax). Information regarding these and other FCRA rights is available at www.ftc.gov. 3 Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. 5 Card PatrolSM monitors major credit and debit cards that are affiliated with one of the major credit card issuers (VISA®, MasterCard®, American Express®, Discover® and Diners Club®). Card PatrolSM monitors your registered card numbers and can alert you if other personal information is found on the Internet. It is impossible to ensure all sources of information have been searched; therefore, your reports may not contain or apprise you of all of your personal information that may have been compromised.

2009-06-09T09:25:13-05:00

109

false

2009-06-09T09:15:00-05:00

Enhanced Fraud Protection Plus offers new Level of Security to Members

2009-06-10T13:45:46-05:00